Does this need TAC approval?
TAC splits what it funds into two lists: things it can generally pay for in the first 90 days after your accident without anyone needing to ask first, and things that always need its approval before they start. Pick what you need below to see which list it's on, straight from TAC's own published pages.
What do you need?
Answer two quick questions. Nothing you select is recorded.
This is general information, not a determination
This tool reflects TAC's own published lists as at September 2026. It cannot see your specific claim or clinical situation. If you want a definite answer, ask your treating provider or your TAC Claims Manager, or call the TAC on 1300 654 329, Monday to Friday 8:30am to 5:30pm.
The full lists, straight from TAC
Both lists below are exactly what feeds the checker above. TAC states you or your provider will need to ask for TAC approval to help pay for a treatment or service when it isn't on the no-approval list, when it's close to or more than 90 days since the accident and further treatment hasn't already been approved, or when it's been more than 6 months since the last treatment or service TAC paid for.
On TAC's no-approval list for the first 90 days
TAC can generally pay for these without you or your provider needing to ask first, as long as they're recommended by your doctor or health professional and are for your accident injuries.
- Acupuncture
- Audiology
- Chiropractic
- Dietitians
- Exercise physiology
- Hand therapy
- Occupational therapy
- Orthotic and prosthetic services
- Osteopathy
- Optometry and orthoptic services
- Physiotherapy
- Podiatry
- Speech pathology
- Ambulance services
- Hospital treatment
- Medical services and doctor appointments
- X-rays and scans
- Surgery, within 90 days of your accident. TAC states this directly: "You don't need initial TAC approval for surgery within 90 days of your accident."
- Medication
- Basic equipment and medical aids
- Community nursing
- Dental services
- Rehabilitation services
- Clinical notes and treatment reports
- Mental health and wellbeing services. One extra condition applies here: TAC requires a Mental Health Treatment Plan once whichever happens first, more than 6 sessions in the first 90 days after the accident, or treatment continuing beyond the first 90 days.
- Support for family members
- Travel and accommodation
- Interpreting and translating
On TAC's needs-approval list
TAC states these "require our approval" before it can help pay for them, whatever the timing since your accident.
- Taxi travel and ridesharing
- Support at home (cleaning, childcare, gardening)
- Attendant care and post acute support
- Support navigation
- Supported accommodation
- Community group programs
- Driving and vehicle modifications
- Surgery, 3 months or more after your accident
Common questions about this checker
Does this tool decide whether TAC will pay for my treatment?
No. This is general information drawn directly from TAC's own published lists, not a decision about your claim or an assessment of your situation. Only the TAC, or your Claims Manager, can confirm what is approved for you.
What if my treatment or service isn't in this checker?
This checker covers the items TAC itself lists on its treatments and services page. If something you need isn't here, ask your provider or your TAC Claims Manager, or call the TAC on 1300 654 329, rather than assuming either way.
I'm past 90 days since my accident. Does that change the answer?
It can. TAC's own rule is that approval is needed once it is close to or more than 90 days since the accident, unless further treatment has already been approved to continue, even for something normally on the no-approval list. Use the checker's second question to see this reflected in your result.
Is attendant care ever on the no-approval list?
No. Attendant care and post acute support sit on TAC's list of treatments and services that need approval, not the first 90-day no-approval list. See our guide on what TAC-funded support you may be entitled to for the full picture.
This tool provides general information only, based on TAC's own published lists as at September 2026. It is not legal, medical, or financial advice, and it does not replace a decision from the TAC or your Claims Manager.
Sources
Transport Accident Commission, "Treatments and services", tac.vic.gov.au/clients/how-we-can-help/treatments-and-services, for both lists above and the surgery and Mental Health Treatment Plan notes. Transport Accident Commission, "How to seek TAC approval", tac.vic.gov.au/providers/working-with-the-tac/how-to-seek-tac-approval, for the Mental Health Treatment Plan trigger. Checked September 2026.
Read the full guide: what TAC-funded support am I entitled to? →